Comprehensive Financial Solutions CFS
Proper estate planning and asset protection for your family.Investment vehicles to help provide for the future.Retirement strategies for true peace of mind.
IRA and retirement advice. New investment strategies. Effective estate planning.

Comprehensive Financial Services, LLC (CFS), offers a wide variety of investment, retirement and estate planning products and services that are suitable for varied financial situations including trusts, businesses, and individuals.  Las Vegas based CFS has a combination of industry experience, product knowledge, and financial and investment expertise that allows for multiple scenarios and options for each client.  The specific nature of all personalized investment plans is based on the investor’s goals and current financial situation. In addition, the products and services that we provide at CFS are time sensitive and change constantly throughout the year. Market conditions and consumer confidence are just two of the key determinants when deciding what investments are best at what time of year.

It is our goal to offer flexible investment options and highly competitive products aligned for high net worth individuals. We have found that the deteriorating real estate market and the unstable stock market have caused many investors to seek out alternative opportunities. We pride ourselves on being on the cutting edge of the new investment strategies that can fill some of the holes left within an investor’s portfolio.  As you already know, a diverse portfolio is the key to avoiding significant losses and fluctuations. But the diversity needs to stretch beyond the stock market and real estate landscape. It needs to expand to areas and concepts that are not in the mainstream.

We invite you to learn what working with a financial partner at CFS offers.  Financial planners sell mutual funds, health insurance, and annuities.  A Financial partner coordinates the estate planning and asset protection, tax strategy, retirement and investment recommendations for the overall benefit of your family, business, or trust.  CFS clients appreciate the ability they have to access all of the fundamental planning resources in one organization. We look forward to partnering with you.

Products

Retirement – IRA
Retirement – IRA planning is considered one of the most critical parts of an individual's overall financial strategy. Deciding where to put your nest egg money in today’s economy has become more difficult than ever. Traditional retirement principles and strategy are long gone and have been replaced with a balance of new and exciting opportunities. With economic situations changing rapidly, it is important that you stay current with the latest retirement and investment strategies as well as tax and estate law. At CFS, all areas of your financial plan can be handled under one roof by our diverse group of professionals and advisors.

Investments
Having the proper investment strategy and advisors on your team will bring you peace of mind knowing that your money is in good hands. A well balanced, diversified investment strategy based on your risk tolerance is the key to securing your future and minimizing your stress. CFS advisors are patient and detailed with clients and are always available for questions and consultation either in the Las Vegas office or via conference call. In addition to providing classic investments in the stock market, CFS also brings new and exciting investment possibilities through CFS. Advisors are thoroughly trained in all investment vehicles and can prepare a personalized plan based on your current situation and needs.

Development
This is perhaps the one area that completely sets CFS apart from all others. New development is constantly taking place on different investment vehicles for investors of all sizes. For more detailed information regarding new development, please contact CFS offices
at 1-702-240-4621.

Estate Planning
Estate planning is necessary to ensure that everything you have today goes exactly where you want it to go after your death. Estate planning allows you to arrange your affairs according to your wishes while you are still alive. A main goal of estate planning is to minimize taxes upon death so that the loved ones you leave behind will receive more. Steps that will be taken during this process include will and trust preparation, power of attorneys, choosing an executor, selecting beneficiaries, guardianship, etc. Without proper estate planning tools and advice, your death can mean the beginning of many financial and legal struggles that your family will need to deal with.

Tax Planning
Making money is important, but keeping as much of it as possible is the true key to success. CFS recognizes this and has on-staff CPA’s to work with clients year round to legally minimize the amount of tax they will pay. Having these specific financial services all under one roof allows for maximum results through proper planning and strategy. There are literally hundreds of things you can do to legally reduce your tax burden including some little known year-end tax deductions that can save you thousands of dollars. However, without proper planning throughout the year, not just at tax time, you can end up paying significantly more. Visit our Las Vegas office for a tax planning session or schedule a conference call with your CFS advisor and our in house CPA.

Life Settlement
Until recent years, the disposition of life insurance policies was restricted by a monopoly situation in which there was only one buyer for any policy—the insurance company that originally sold it. That situation changed radically with the emergence of viatical settlements in the late 1980s as a way to advance funds to terminally ill individuals with life insurance policies. Life settlements evolved from this nascent area. In the early to mid 1990s the life settlement market began to emerge in earnest and is now a multibillion dollar market.

Viatical settlements and life settlements are structurally identical. Both involve selling a life insurance policy to an unrelated investor for more than the policy’s cash surrender value. The investor assumes the obligation of making further premium payments and expects to realize an attractive rate of return on the investment when the insured finally passes. However, whereas viatical settlements involve terminally ill individuals with life expectancies of two years or less, life settlements typically cater to people over age 65 with considerably larger life insurance policies and with life expectancies of 3 to 12 years.

For questions regarding Life Settlements, call our Las Vegas office Monday thru Friday, 8am-5pm Pacific Time at 1-702-240-4621.

Products and Services may be offered through a variety of resources. Please consult your financial partner at CFS for specific details.

Life Settlements contracts are a propriety insurance product of Life Partners Holding (NASDAQ symbol LPHI). Comprehensive Financial Services, LLC offers insurance products and insurance planning. Securities may be offered through Evolve Securities, Inc., Member FINRA/NFA/SIPC insured (www.FINRA.org). Life Partners, Comprehensive Financial Services, LLC and Evolve Securities are not affiliated. May Lose Value. Securities and Investments are not FDIC Insured. No Guarantees.

IRS Circular 230 disclosure: To ensure compliance with requirements imposed by the IRS, we inform you that any tax advice contained in this communication (including any attachments) was not intended or written to be used, and cannot be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any matters addressed herein.

Disclaimer - This site and its contents are subject to copyright. Any use of the pictures, descriptions or text on this website including the reproduction, modification, distribution, transmission, republication, of the content of this site is strictly prohibited. This website and all the contents contained within it are not intended for advice on any one product or service. They are general statements and which are not yet personalized to help you meet your financial objectives. You should always fully and completely research any financial information you receive and discuss them with other financial or advisers before making an investment decision. The copy written in this website should not replace other professional advice you receive.

You hereby agree and will not contest that your access to and use of this site is subject to these terms and all laws, and is conducted at your own risk. This site and its contents are provided to you on "as is" basis, the site may contain errors, mistakes, typos, faults and inaccuracies and may not be complete and current. Comprehensive Financial Services, LLC makes no representations or warranties of any kind, express or implied as to the operation of this site or the information, content, materials or products included on this site, except as otherwise provided under applicable laws. Neither Comprehensive Financial Services, LLC, nor its affiliates, directors, officers, employees, agents, contractors will ever be held liable for any damages whatsoever arising out of, or in any way related to, the use of this site and any other site linked to this site. This limitation applies to direct, indirect, consequential, special, punitive or other damages that you or others may suffer, as well as damages for loss of data, revenues, profits or interruptions.

CFS